Moving Checklist

WHEN YOU LIST THE PROPERTY:
* Let us offer suggestions on low-cost improvements that can increase the value of your home.
* Determine what cleaning, painting, landscaping or repairing needs to be done.

8 WEEKS OUT:
* Make sure heating, air conditioning and any appliances you’re leaving behind are in good working condition.
* Clean the garage.
* Get rid of anything you don’t want to move. Have a garage sale.
* Call three movers and get estimates.
* Make a list of everyone who needs to be notified of the move – friends, relatives, creditors, schools, doctors and dentists.

5 WEEKS OUT:
* Contact your insurance company to make sure your belongings are covered during the move. If not, find out what the mover covers. Their basic insurance probably insures items by the pound, which is not enough.
* Have an appraisal of expensive items you want shipped by the mover.
* If you’ve refinanced recently, make sure everything has been recorded with regard to that mortgage.
* If you’re selling one property and purchasing another and you need money from the sale for the purchase, talk to your mortgage company about the time frame. They have programs that allow you to borrow against the sale if you take out the new mortgage with them.
* If you’re flying to your new location, book your flight and arrange for the mover or someone else to ship your car. Arrange for a rental car if necessary
* Vacant house – if you have to move before you have sold your house, check your insurance company for any insurance requirements. Insurance companies don’t like to insure vacant houses.

4 WEEKS OUT:
* Start packing anything you don’t want movers to pack.
* Give away plants – most movers won’t take them. Movers also won’t take flammables, paint, ammunition, chemicals, and similar items.
* Be prepared for closing. Talk to us for guidance. We’ll help you understand any fees, commissions, taxes or points you may have to pay.

2 WEEKS OUT:
* Arrange to have utilities and phone service shut off, or transferred. Remember, movers need light, so wait to have power cut off after moving day.
* Make arrangements for a place to stay if closing day is after you vacated the house.

1 WEEK OUT:
* Close safe deposit box. Important papers, jewelry, etc. should be kept with you for the move.
* Close savings accounts but keep your checking account active until you open a new one in your new town.
* Get a cashier’s check for the movers.

MOVING DAY:
* Review the bill of lading very carefully.
* If the house isn’t sold yet, make sure that a relative and we have keys.

CLOSING DAY:
* Have reading glasses handy if you wear them. You’ll have plenty of papers to sign before getting the check for your property!

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