You’ve made it!
Well, almost… Just before closing escrow, there are a number of closing costs that need to be paid. These are fees for your escrow, your lender, your title company (which is a company that will insure that the title of the property is clear), taxes, insurance, sometimes the first month’s mortgage, etc. Keep in mind, these are fees completely separate from your loan, your deposit and your down payment. These fees must be paid in cash and must be paid now. Depending on your purchase agreement, these fees could be covered by the seller or through special financing.
Congratulations, you’ve made it through the easy part! Now you have to pack, move, decorate, upgrade and bare the benefits of being a home-owner.
You and your agent will set up a meeting time to deliver keys, remotes and appliance documentation. After which you will be on your own…
If we are your agents, we will keep in contact on a monthly basis. Throughout this home buying process our clients eventually become our good friends and it is important to us to know that we have helped changed their lives. It is also fun to see personal touches and upgrades to the homes they have purchased.
