The Obama administration’s “Making Home Affordable” program is beginning to have an impact. As of last week, Chase Mortgage, the servicing side of JP Morgan Chase, had modified 15,000 home loans under the program. Bank of America also has sent out 100,000 letters to borrowers whom could benefit.

Homeowners wanting to receive a mortgage modification should begin by visiting the government Web site, www.MakingHomeAffordable.gov. Once there, borrowers can take a quiz to find out if they are eligible for a mortgage modification under the “Making Home Affordable” program. At the end of the quiz, based on the answers provided, the site will tell borrowers if they are likely to qualify for a modification under the program.

The site also provides helpful tips about gathering the proper paperwork, including pay stubs; tax returns; savings account records; mortgage statements; second mortgage information, such as home-equity loan statements; credit card bills; and information on other debt, including student and car loans.